When it comes to currency exchange services in Kuala Terengganu, several established money changers stand out for their reliability, competitive rates, and convenient locations. Whether you’re a local resident, tourist, or business traveler, having access to trusted currency exchange services is essential for financial transactions.
If you’re looking for the largest and most reputable money changers in Kuala Terengganu, this guide highlights the top five options, their key features, and what makes each one a preferred choice.
1. Western Union – Post Malaysia

- Address: Pejabat Pos Kuala Terengganu, JKR445, Jalan Sultan Zainal Abidin, 20670 Kuala Terengganu, Terengganu, Malaysia
- Phone: +60 9-630 1841
- Hours:
- Monday – Thursday: 8:30 am – 5:30 pm
- Friday: Closed
- Saturday: 8:30 am – 1:00 pm
- Sunday: 8:30 am – 5:30 pm
- Google Maps: Location
Trusted Global Money Transfer Service
Western Union at Post Malaysia offers secure international money transfers alongside currency exchange services.
Notable Features:
- Global Network: Extensive reach for international remittances
- Reliable Service: Backed by Malaysia Post’s credibility
- Convenient Location: Situated in the city center
2. Ria Money Transfer

- Address: Lot G11, Ground Floor, Paya Bunga Plaza, 20100 Kuala Terengganu, Terengganu, Malaysia
- Phone: +60 1-800-88-2077
- Hours:
- Monday – Sunday: 9:00 am – 6:00 pm
- Website: Ria Money Transfer
- Google Maps: Location
Competitive Exchange Rates
Ria Money Transfer is known for offering favorable rates for both currency exchange and international transfers.
Notable Features:
- Wide Currency Selection: Supports multiple foreign currencies
- Extended Hours: Open daily for customer convenience
- Fast Transactions: Efficient service for quick exchanges

3. Merchantrade

- Address: 1-C, Jalan Syed Hussein, 20100 Kuala Terengganu, Terengganu, Malaysia
- Phone: +60 9-630 9086
- Hours:
- Monday – Thursday: 9:00 am – 6:00 pm
- Friday: 8:00 am – 12:30 pm, 2:30 pm – 5:00 pm
- Saturday – Sunday: 9:00 am – 6:00 pm
- Website: Merchantrade
- Google Maps: Location
Premium Foreign Exchange Services
Merchantrade specializes in wholesale currency exchange and remittance services.
Notable Features:
- Bulk Exchange Options: Ideal for large transactions
- Competitive Rates: Often better than bank rates
- Multiple Locations: Accessible across Malaysia
4. Hak Ventures Sdn Bhd (Money Changer and Money Transfer)

- Address: No 2, Pusat Niaga Paya Keladi, 20000 Kuala Terengganu, Terengganu, Malaysia
- Phone: +60 9-630 9639
- Hours:
- Monday – Thursday: 9:30 am – 5:00 pm
- Friday: Closed
- Saturday – Sunday: 9:30 am – 5:00 pm
- Google Maps: Location
Local Money Changer with Reliable Service
Hak Ventures provides personalized currency exchange services with a focus on customer satisfaction.
Notable Features:
- Personalized Service: Friendly and efficient staff
- Competitive Rates: Good value for major currencies
- Central Location: Easy to find in the business district
5. Pejabat Bank Negara Malaysia Kuala Terengganu

- Address: Jalan Sultan Mohamad, 21100 Kuala Terengganu, Terengganu, Malaysia
- Phone: +60 9-650 2788
- Hours:
- Monday – Thursday: 9:00 am – 5:00 pm
- Friday – Saturday: Closed
- Sunday: 9:00 am – 5:00 pm
- Website: Bank Negara Malaysia
- Google Maps: Location
Official Currency Exchange Authority
Bank Negara Malaysia’s branch provides regulated forex services and financial advisory.
Notable Features:
- Regulated Services: Ensures secure transactions
- Authorized Rates: Competitive and transparent pricing
- Financial Guidance: Offers advice on currency matters

Frequently Asked Questions (FAQ)
Which money changer offers the best rates in Kuala Terengganu?
Merchantrade and Ria Money Transfer are known for competitive exchange rates.
Are these money changers open on weekends?
Yes, most operate on weekends except Bank Negara Malaysia (closed Friday-Saturday).
Which is best for international money transfers?
Western Union and Ria Money Transfer specialize in global remittances.
Do I need identification for currency exchange?
Yes, valid ID (passport/IC) is required for transactions exceeding certain amounts.

Whether you need currency exchange, international remittances, or bulk forex services, Kuala Terengganu’s top money changers provide reliable options. Western Union and Ria Money Transfer excel in global transfers, while Merchantrade and Hak Ventures offer competitive rates.
For regulated services, Bank Negara Malaysia remains a trusted choice. For your next currency exchange, consider visiting one of these top five money changers in Kuala Terengganu for a seamless and secure experience.